Who We Are

Company Profile

TLC Risk Management (originally known as The Life Consultancy), was set up by Dianne Hadley several years ago because of her firm belief that all life insurance policyholders should be provided with the best possible advice and a high level of personal and professional service when insuring one of their most important assets - themselves and their lifestyle. Dianne Hadley is an Authorised Representative (AR309483) of Synchron, Australian Financial Services Licence number 243313.

Dianne Hadley - The person behind TLC Risk Management

Dianne has in excess of 20 years experience in the insurance industry specialising in all applications of life and lifestyle protection policies. She has been actively involved in the insurance industry as a life insurance administrator, business development manager and as a risk adviser for various life insurance products.

Professionally

Dianne is RG 146 (formerly PS146) qualified having completed the necessary course of training required by the Australian Securities and Investment Commission (ASIC) to provide advice on financial products.

For those not familiar with the requirements of Regulatory Guide 146 - Licensing: training of financial product advisers (RG146), ASIC has set minimum standards for the training of financial product advisers. The training standards are sets of knowledge and skill requirements that are essential and are often dependant on the adviser's activities in providing financial product advice.

Even more importantly, not only has she developed her career through RG146 qualification but has studied taxation issues and risk management through the Australian Lifewriter's Association training courses. Dianne is also a member of the Association of Financial Advisers (AFA). Throughout her career Dianne has developed a reputation for providing excellent service to her clients by building and enhancing her relationship with them, not just selling them an insurance policy. Service and support are the mainstays of Dianne's professional standards.

"There is much more to buying income protection, trauma or death cover than just the premium or the policy. The adviser plays a major role because an experienced and respected adviser has the potential to get the best policy in force with the life insurance office." Not only that but if a trauma, TPD or income protection claim occurs, the adviser's involvement can get the claim paid out without undue delay.

To find out more about how TLC Risk Management can minimise your risk, contact Dianne Hadley now on 03 9589 5844 or dihadley@tlcrisk.com.au.

 

Regulatory Guide 146 (RG146) - Licensing: Training of financial product advisers (previously Policy Statement 146 - PS146)

Australian Securities and Investment Commission (ASIC) November 2007
This is a guide for:
advisers (i.e. Australian financial services (AFS) licensees and representatives who provide financial product advice to retail clients); and providers of training and education for advisers. This guide sets out minimum training standards that apply to advisers and how advisers can meet these training standards.

Key Points
ASIC has set minimum standards for the training of financial product advisers. The training standards are sets of knowledge and skill requirements that vary depending on the adviser's activities. All natural persons who provide financial product advice to retail clients must meet the training standards, unless they fall within certain limited exemption categories. In general, advisers will meet the relevant training standards by satisfactorily completing training courses assessed as meeting the training standards by an authorised assessor and listed on the ASIC Training Register. As an alternative, experienced advisers can demonstrate their competence through individual assessment by an authorised assessor.

Source:
Australian Securities & Investments Commission - Regulatory Guide 146

Accessed: 9 June 2008